Would like to see the American Medical Association identify advanced aging as a medical disease of those requiring help with daily skills and see custodial care as a necessary medical coverage for seniors. If alcoholism, drug addiction and mental disorders physical disabilities are considered diseases that can be covered under medicaid for the poor, why can't seniors have the same consideration for their progressive physical disabilities under medicare?
Bonny, I think I have to agree with you about not won't to live to be old for someone else having to take care of me 24/7 either.
Peoplepleaser, I sure hope what ya mention will be true about, "I do think the longterm care policies are including more home care, adult day care, etc. in stead of only nursing home, which I think is one way to support families as they try to care for their own." So far, my mil policy only offer if she is admitted to the hospital for skilled nursing. I never understood why not offer the help to elders from their insurance at home like u mention for we do pay them enough every yr.