it is property in CT not real estate. mom was in permanent care at a NH. She was on Medicaid and dad is her community spouse. His health is rapidly declining. He needs to have 24/7 care. In CT. It is personal property. Will the state put a lien on it as they could a house? Or is it exempt as a car would be?
Can I live in the mobile home? I want to take ownership, paying my sister for 1/2 its value. Can we do this? What about their other property? such as their car, their furniture etc.
In my state, mobile homes on rented lots are considered vehicles and one can have one vehicle when going onto Medicaid. Other vehicles must be declared as countable assets...Aside from certain "collectibles" household goods are likely not to be a "asset" issue...
I use the term trailer loosely...some mobile homes are double wides and set on a foundation...The key is if the dwelling has a vehicular title like a car does...
You may want to hire a qualified elder atty. Get one with references..this is a complicated issue...You may also want to visit your county Social Services dept and spell it out to them..I have found them to be very helpful...
My uneducated hunch is that you likely will not be able to do what you propose to do without a delay in a medicaid award for dad until he privates pays a nursing home for the value of the "trailer."
But more to the point, get some legal advice..
Grace + Peace,
Bob
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