My dad had successful surgery a couple weeks ago and is in rehab at a very nice nursing home. He is physically strong for 87, but has dementia and his manic/depressive/egotistic/delusions of grandeur personality is as bad as ever. The nursing home dropped the pay-down to medicaid bomb on me - 5 years of all records etc. $8,000+ per month etc.
Question: What if I just didn't pick him up from rehab? What would they do? I've put myself in a lather trying to figure out where to put him. What if I just left him there? I'm not bringing him home. I simply don't want him anymore. I'm sorry - I don't want him around me. I don't want to care for him. I'd be just happy if they kept him and liened his property and social security etc. I don't mind that - it seems they'd do that anyway. Would they put him in a car and bring him to my doorstep? Would they just keep him and apply for medicaid themselves? What would they do? Does anyone know?
This can get ugly too. At my mom's NH#1 there was a lady who's son refused to pay her bill. He had applied for Medicaid for her, but was declined at about month 4 in the state's Medicaid application process as her home had been sold by Sonny and he did not use the proceeds from the sale for her care and so there was a pretty good transfer penalty. So although she was now impoverished and qualified for Medicaid, she was ineligible for any Medicaid payment till the transfer penalty was worked through. Son (a real Ahole imho) just flat refused to deal with it; I had been there other times when he was visiting and lots of yelling and demanding by him on staff not doing their job.... NH contacted APS and lady was placed under emergency temporary guardianship by the court. The guardian then moved her to another NH. Son - as he was not her guardian - was not told of the move either. It was some kinda ugly, police called and all sorts of threats by Sonny. NH turned lady's account over to collections too and all was in Sonny's name.
Now all this is extreme. But my point is you don't want the situation with the NH to become adversarial. If you private pay a couple of months, it gives you time to plan just how to divest dad's assets & NH is happy. I would also suggest that you do a smallish personal needs account ($ 200.00) for Dad @ the NH too - like for barbershop. Dad because of his assets will not qualify for Medicaid. You probably are very limited to just what you can do with his assets but you want to do whatever to maximize things that are best for his needs. Another reason not to apply for Medicaid right now is that once he is declined by Medicaid, it will be in the system and he will be toast on getting into any other facility unless it is private pay with a signed contract by family.
The only other option is you have to move him back home (email me your address, I send you a case of Prosecco). And that is just not feasible, now is it?
Really find a experienced elder law attorney asap; start culling through Dad's paperwork; get binders going on all his assets to stay organized; and keep the lines of communications open with the NH. Good luck!
Therefore the 5 year documentation time-bomb. Now since like 70% of all NH residents are on MedicAID, the NH just assume that Dad will need to apply for Medicaid. So therefore you (as I bet you were the one who signed Dad into the facility…more on that in another post) have gotten the list of documents required for the state's Medicaid application & also what the NH wants to see to determine IF they (the NH) will accept Dad as a "Medicaid Pending" resident. The NH doesn't know just what Dad's financial situation is, they just assume he will need Medicaid as most do. NH costs between 5K - 15K a month and they cannot be left with a non-paying resident. The NH will have no choice but to take some sort of collection action if Dad does not apply for Medicaid or private pay or family does not sign off a payment contract.
If Dad has non-exempt assets over 2K and income over whatever your state has as it's monthly income ceiling, he will NOT qualify for MedicAID. Like for my mom in TX, when I did her application she had about $ 1,500 in bank account & $ 1,800 a month from SS and retirement so she was under the 2K in non-exempt assets and under the $ 2,094.00 in income allowed. She still has her home (exempt asset) a prepaid NCV funeral policy, a smallish term life policy and that is it. Basically for Medicaid, they have to be "at-need" which financially means impoverished. If they live long enough, imho, they will eventually run out of $$, the caregivers will run out of ability, and they will need to apply for Medicaid unless they are generationally wealthy or plan a decade ahead (which most just won't do).
As dad owns rental property (a nonexempt asset), NO Medicaid for Dad. I bet he has over 2K in the bank too and likely other investments, so NO Medicaid. You can go ahead and apply but it will come out and he will be declined. Personally I would suggest that you do NOT apply for Medicaid but instead contact a elder law attorney and get all those documents together and take them so that you can get some insight on just what Dad's options might be. You might as well tell the NH that Dad has too many assets for Medicaid & pay the huge private pay for the next couple of months so that Dad can continue to stay @ this NH. This period of time that the private pay covers is what you use to come up with a plan (based on what the elder attorney suggests) to deal with paying for Dad's NH. I hope you have DPOA with finances for your dad or you have a sibling who does, otherwise you will have to go the guardianship or conservatorship route first and that is a pretty good expense (i'd say 10K - 15K alone for a G/C).
My suggestion would be to investigate using a geriatric social worker. They're very expensive (here in NY a good one is $200/hr-- like a good lawyer), but a good one can make an incredible difference in terms of stuff like understanding and applying for benefits and knowing about the best local services that are available for your father. If you're planning to spend down, this might be a good place to put some of that money. In terms of looking for a geriatric social worker, your local Alzheimer's Association is probably a good place to start.
You know, you might want to think about the language you're using to describe your situation and feelings. If your father is 87, with the problems he's got, it's obvious you have done a lot for him-- perhaps even more than he did for you as a father. And "that I've put myself in a lather trying to figure out what to do with him" shows that you still care, and that you're a responsible adult. I understand that you're angry and frustrated. It's a frustrating no-win situation that isn't fair to you. But you're the good guy here who should maybe put some effort into getting people to sympathize with you.
An Alzheimer's Association might be a good place to start venting some of your feelings about your predicament.
Your health and sanity come first w/o them you cannot take care of anyone. What a depressing situation... Has your doctor prescribed an antidepressant. Make time for exercise, eat nutritiously and if you can take a yoga class to meditate. All these suggestions will help you cope during these difficult times.
I guess I just sell his assets, get the paperwork together as best I can and watch a lifetime of work (and a lot of my work quite frankly) go away at $8,250 per month. Sigh....
The other issue is the dysfunctional relationship between you that certainly justifies you not caring for him directly. A lot of us are in that boat now. I will not have my mother in my home at all. Not even for Christmas. But, I am her Dpoa, and take care of all her mail, bills, and arrangements. My face to face time with her is very limited now due to the past events.
On the other hand if you just don't show up, I can foresee problems.
If you are POA, you resign that immediately, while he is still in rehab.
If you are living in his house, out you go, immediately.
As for the five years of bank statements, I sincerely hope his money was in a separate account and not thrown in with yours, because if you have been living on his money, as some do, it will be revealed, and you will be looking at a very grumpy Judge in the Illinois Surrogate's court. People who can't remember where the money went get an 8x10 room they will never forget.
If you are not there and live elsewhere, I would inform anyone that contacts me, that he can no longer live alone.
By the way, I support you. Crazy is crazy, no matter how you dress it.
Without knowing more of the circumstances it's hard to say what she can or cannot do and what Like who owns the house, who lives in the house and who has been the primary caregiver before the NH. If you look back on the other posts that were made, it appears the father has been with the OP for quite some time and the OP has been wanting OUT for quite some time.
None of this is easy and my heart goes out as well. However, most of us volunteered for this job ( probably didn't know just how much h*ll it was going to be) and to me, if I was ever to want to dump my mom, my conscience wouldn't allow me to do it in a heartless way. I'd have to bite the bullet and do it in the best way possible. Besides, I'd be scared to death of the Karma when I get elderly!
The most intense caregiving has been for my father, but he's also been strong mentally and very independent, so the issues I've faced are not (yet) ones of alternative placement.
With a lot of volunteer help, we've struggled by thus far, although I would like to get some help in to give me some relief.
It is good to be aware of the alternatives if that ever becomes the issue in our situation.
Again, I appreciate your insights and comments on my posts.
So, what if you refused to pick him up from rehab? That is the right question: find out what the next steps are, based on the firm premise that his coming back to your care is Not An Option.
Also, re-reading, it sounds as if there may be no problem. If the NH has set the financial process out for you, and you're content to comply with it, is there any reason you can't just go along? And further if you're happy with the NH's standards and they also provide long term care, so much the better: long-term solution, right first time. I'd call that a result.
This is a very difficult situation and I understand because I also have a PD mother (personality disorder) who also has Alzheimer's. My heart goes out to you.
Perhaps it is an issue of semantics, but I did want to emphasize that I thought any refusal of the OP to take her Dad home could be misconstrued as just not wanting to tak care of him.
Thanks for your insight.
Tell them YOU CAN'T take care of him physically, medically (and maybe emotionally).
Just don't refuse outright to care for him. Take the position that you've been doing this, you no longer feel you can provide adequate care, and that it's physically impossible for you as a human being to continue it.
Make the home care issue a physical one of your capabilities and don't even mention the abusive personality.
I have mixed feelings about raising the abuse you've suffered because independent parties can treat this subjectively - it's your conclusion, not theirs, unless you've called the police and there's documentation for his abusive behavior.
My point is that don't get yourself in a situation where nursing home staff or any authorities they call in to back them up can say that you "just don't WANT to care for him." Don't give them the option to re-interpret the situation.
They can't force you to take a medical exam, and so have no way of knowing what physical limitations you have that may prevent you from caring for him.
Also, on the Medicaid issue...what's the status now? Did you sign any acknowledgment of financial responsibility for him when he was admitted to the rehab facility?
Does he now have Medicare? I'm confused why they would be considering Medicaid if they're even considering releasing him, which from your queries sounds as if it may be the case.
Maybe this will help:
1. Find out from someone in authority at the rehab facility what his progress has bee, when his Medicare day payment will be exhausted, and why they feel that Medicaid is necessary.
2. Don't let them force you into direct answers. Say you're in a data gathering stage to determine options. Let it go at that.
3. Talk to the physician who treated him for his surgery and authorized his current placement about his progress and appropriate potential placements. If his doctor concurs that he needs institutional placement, that's leverage for you.
4. It sounds as if the rehab facility is expecting you to apply for Medicaid for him after you go through the spenddown. Get as much information on their intentions as you possibly can.
You might want to start researching elder law attorneys in your area in the event you need one to protect yourself and ensure that your father doesn't come home to your care.