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I have a POA in place for my mother-in-law. My POA is dated 2005 and has never been rescinded. I need to arrange for more funds for her ongoing support through her credit union account but the credit union says the POA is too old! My mother-in-law is 93 and not mentally competent. I was able to sell her house 18 months ago so I have been using those funds to pay her rent. How do I get the credit union to honor my POA?

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Banks and credit unions are very much more picky about POAs than are any other entities.
You are going to need to attend an elder law attorney if you cannot access account. It is too late, as you observe, to do another POA. I suspect the problem isn't the age but how it was done or by whom. If this is a solid POA by an attorney it is actually ILLEGAL not to recognize it. So you need an elder law attorney to start with some attorney letters to the bank. You may need emergency guardianship, and APS may be able to help you get that; in some states they can make a call to a judge of a court and get it.

Sorry. What a mess. Very distressing. Wish you good luck.
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Reply to AlvaDeer
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In your PoA document, what is the criteria for activating the authority? Usually it is 1 formal medical diagnosis of incapacity. I have needed a letter from my LO's doctor on clinic letterhead stating the diagnosis and the need for PoA intervention/management.

I know from personal experience with 3 different banks and a few annuity companies that financial institutions all have different criteria for accepting PoA. But I've never heard that the document is "too old"... that's ridiculous if the paperwork was executed properly, fully and legally but I guess anything is possible. I would consult with an attorney.
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Reply to Geaton777
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