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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Well, I just found out how it all works.. I completed the "short" application. Sent the required paperwork on my husbands irrevocable burial policy and the current bank statement showing he had under $2,000. After that, I had to sign a letter saying a Mediciad Nurse Reviewer could go,to,the facility and do a level of care. Within, 3 days I received a letter saying he had qualified for Mediciad. It took approximately one month! The facility said our particular state is one of the most efficient and timely with Mediciad approvals. I'm all done and didn't have to address the 5 year look back, no previous bank statements, no previous income tax....just the 2-3 papers. I'm so glad this is over and was so easy to complete. I'm 75 years old and couldn't have done so much leg work without getting some help. So, bottom line....depends on your circumstances and the state you live in and how complicated they make it.
Michael, what all will they ask for next for me to collect? Is it actual bank statements, all IRA accounts, income tax...what else? I don't have all these, I'll,have to go to the banks and ask for copies of each. Do people actually pour over all this stuff?! I suppose they have to do it... Anything I'm missing here? And, thanks for your help.
People wait too long when they could have prepared to qualify sooner so when they really need it the process goes faster. I am fortunate to have located someone with a lot of experience handling this. I do not have to undergo the steep learning curve. Even having someone doing the footwork it is still time consuming preparing the documentation for the specialist. If I had to do everything myself it would get delayed as it all poses a significant challenge.
Yes, you could apply early and then not use it. But you cannot apply early unless everything is in order as far as the amount of money that a person has at the time. As I said, I was told to apply early and when I did, my husband still had too much money so I actually had to apply all over again.
CarolC75 is not correct about applying early. You certainly can apply early and you don't have to draw upon it immediately. The point being missed is whether you are in a position to qualify. People believe you have to wait which is frequently too late. My father had some savings acquired before he required caregivers. The savings has been going quickly. I have a specialist guiding me as we apply before the money runs out.
So,people can't apply early and get it done as some are saying on here. Things have to be ready such as the amount of money a person has and if the person meets a nursing home level of care. I was told they would send out a nurse next and have my husband evaluated and a level determined to base the monthly cost that they will pay to the facility for his care. After that eval, I don't know what else they will require. I know there is a 5 year look back but I'm not sure how they do that. I'm assuming that I'll have to get all bank statements for the past 5 years, IRA'S and savings. I have no idea what else but I'll sure be finding out very soon! UGH!
I applied for Medicaid for my husband two months ago but they just declined and said to apply again when his money was below the $2000 limit. So I recently had to reapply and its in the process right now. So far they've only asked for two things: the bank statement for this month showing he is below the limit and his burial policy that shows it is irrevocable. So far that's it.... I have no idea what to expect after this but I'll keep everyone posted. By the way, I'm in Idaho and I know Mediciad varies from state to state.
Check with the local Area Agency on Aging. They may be able to assist you with identifying other community options. Our local office has a navigator program that provides personalized assistance with identifying resources the individual qualifies for. For instance, there may be an agency that will provides in-home care on a sliding-fee scale basis. Also, don't forget the State or the local Department of Aging and Disability Services (it may be called something else in your area). They also can provide in-home care, but this process could take a few months due to Medicaid. You can also check to see if there are any church-based teams of volunteers (care team) who reach out to the elderly and those with disabilities. These volunteers seek to provide various assistance and you may be fortunate enough to have a team at your church or another church in your town. If that's not an option perhaps you can assemble your own team of family and friends who can rotate providing in-home care 2-4 hours at a time. Good luck!
From what I have read and been told it could take months for Medicaid to come through. You can apply and not draw upon Medicaid until necessary. So it is better to apply before you need it so it is ready to go.
As for you immediate need, can you move in or move the person to you temporarily?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
After that, I had to sign a letter saying a Mediciad Nurse Reviewer could go,to,the facility and do a level of care. Within, 3 days I received a letter saying he had qualified for Mediciad. It took approximately one month!
The facility said our particular state is one of the most efficient and timely with Mediciad approvals.
I'm all done and didn't have to address the 5 year look back, no previous bank statements, no previous income tax....just the 2-3 papers.
I'm so glad this is over and was so easy to complete. I'm 75 years old and couldn't have done so much leg work without getting some help.
So, bottom line....depends on your circumstances and the state you live in and how complicated they make it.
Anything I'm missing here? And, thanks for your help.
Individual circumstances are a major factor of course.
After that eval, I don't know what else they will require.
I know there is a 5 year look back but I'm not sure how they do that. I'm assuming that I'll have to get all bank statements for the past 5 years, IRA'S and savings. I have no idea what else but I'll sure be finding out very soon! UGH!
So far they've only asked for two things: the bank statement for this month showing he is below the limit and his burial policy that shows it is irrevocable. So far that's it....
I have no idea what to expect after this but I'll keep everyone posted. By the way, I'm in Idaho and I know Mediciad varies from state to state.
As for you immediate need, can you move in or move the person to you temporarily?
(It took 6 months for my dad to be approved for Medicaid)