In FL I've read the applicant can't have more than $2,000 in assets but the community spouse is allowed up to $130K+. My parents have joint bank accounts and we're applying my mother for nursing home care. At some point she needs a separate bank account with less than $2K but when should this happen?
My Mom was a widow when she went to the NH. In April, I started the application. I placed her in a NH on May 1st. She had 20k left. That paid for May and June. June I confirmed with the caseworker that she was spent down and all info was received. Julyv1st Medicaid started.
You need a lawyer well versed in Medicaid to help you to split assets. Dad will be the Community spouse being able to remain in the home and have a car. He will be given enough of their monthly income of SS and any pensions to live on. He will not be impoverished.