He has upcoming appointment with neurologist and I expect an Alzheimer's diagnosis. He has already been diagnosed with dementia. I am concerned I be able to access his funds for his care and honestly also for his final expenses and costs concerning the home if he should pass while I am living there. I want him to be cared for at home as long as possible. How is it best to have this set up at bank? He is still able to communicate but the dementia is quickly worsening. Thank you.
As long as you are on his accounts, there should be no issues with your signing checks when you need money to care for his needs. I would caution you that when you do use his money, keep each and every receipt. Start a filing system for that and for any other important papers. You never know when you’ll need to prove something.
Do what Hugemom suggested above, do this now. Make this a high priority. I also kept copies of bills paid, like Hugemom recommended. What I did was xerox the invoice with the check somewhere on the invoice, and into a 3-ring binder the copy went.
Since you live with Dad, make sure you get the mail from the mailbox first. The reason for this is that you get the bills before your Dad does. My Dad use to throw away bills thinking it was junk mail, I found a good share of bills in the recycling... oops.