OK, dad "quit-claimed" his house to my sister and I over 10 years ago, and we just put him in a NH this July and applied for Medicaid. Since it is over the 5 year look-back, does that mean Medicaid cannot "count" the house as an asset? After he passes, will Medicaid try and collect any money? Besides this house (which is currently for sale) what if anything, can Medicaid charge us? Dad has no other income except Pension/SS which we are paying to the NH.
Many people think all they need to do is get the document signed and they are done.
I would get a realestate attorney to verify the transfer.
I sold both our cars, had to stop paying all bills, lived on ramen noodles for 2 months, to pay for my husbands memory care homes. I still do not have health insurance(have to put him first) but thankfully my only car is having severe problems. Applied for a loan against the house, but it's a band aid loan. Temporary fix. I too, could have done something, but I believe in the truth. I'm glad I documented everything from the last two years. It's unfair! Sorry for my rant, I am not up to posting these days, but this topic got to me:(
QCD ?'s come up pretty often on this site as QCD are viewed as a simple, easy no fuss way to move property within family. Problem often is that the document is faulty; family doesn't file at courthouse so no ownership change; or that the person "selling" the house/land doesn't have clear title to do so (there's a mortgage or lein on the property). Most often it's that mom does the QCD to 1 of the kids but mom continues to have the house in her name as it gets all sort of elderly tax exemptions even though she has signed off QCD to her son…. and then when mom needs a NH & Medicaid, that QCD is worthless as house was not actually legally transferred as far as tax assessor or the state is concerned.
QCD's can work. QCDs are done all the time in divorce proceedings & a judges' orders to have this happen. But doing them on the fly on your own (like Googling a form), poses risk unless you are very familiar with property sale & ownership transfer for your states laws.
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Admin, thought I would do a favor and spell it out for you, reporting my post too!
She was absolutely desperate to meet this boy she loved so much. He was in prison a couple of hours away and one of the volunteers offered to drive her so off they went. Apparently they spent the entire visit canoodling if that's how you spell it in the visiting room. Soon after that she had to move to her sister's home because she could no longer care for herself and the sister destroyed the letters when they came. Sad really as she got such pleasure from her boyfriend.
I know this is a lot off-topic, but I had two students who had been on death row, but had their sentences commuted. One was still very mentally unstable and dangerous. The other started a pen-pal scam in the prison and wrote letters for the inmates to send to unsuspecting women. The women would send them checks each month so they could buy things. If only they knew that the letters didn't even come from the person who was supposed to care so much about them. Poor ladies! Inmates can be master manipulators.
We also had patient in a very secure facility for the criminally insane and i was so glad not to be called there. You had to turn in everything at the entrance except your clothes. They were some very nasty criminals. So good for you JessieBelle
The school that went into the prisons ran into trouble. There were inmates who had dropped out of the program and the money was routed to students who played baseball. I don't know the full story beyond there was a big investigation and a lot of us faculty members fell off the bottom. Isn't that the way it goes? The upper levels cause the problem and the lower levels pay the price. It turned out okay. I was able to get another job before unemployment ran out.
One thing I liked about going into prisons -- Students who got degrees didn't usually go back. Education can change the way people think about the world and themselves.
I suspect there are more horror stories out there about students' dashed hopes as well as private college scams. Sometimes it just becomes so overwhelming how much abuse there is of federal funds, and how some people and organizations just seem to focus on ways to slide through life on someone else's dime.
For some reason I thought your background was in health care; I wasn't aware you were an academic. What did you teach? Did you teach in prisons? I would think could be a very unsettling experience, not only b/c of the proximity to the prisoners but the intense security, being locked in, feeling trapped.
I was only in jail once, when I was a court reporter and was called one evening to go to the county jail to take a statement from someone who had accidentally shot his friend. It was an unsetttling experience.
As to the blue hats, I happen to like royal blue. Now we've got the baby colors integrated, but we all know we're far from babies in our caregiving roles!
And personally guys, I think we should call Beronica Bearonica. Our friend is a definite fighter. She's been through it all and come out still fighting. You go, Bearonica.
Now about the prisons -- when I taught in south Georgia, I went into 12 of the state and federal prisons. Dental and eye care were excellent. Other health care was sub-par but adequate. In my six years going into the prisons I saw a lot, but never saw any cafeteria health services for inmates. It was the basics that were available in the surrounding communities. There was a doctor that would come in from the community on certain days and community nurses at other times. Nothing great.