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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Yes, a POA can do it to protect the interest of the grantor when he/she becomes incapacitated. I can think of some situations where it would be a good thing to do.
Clearly a POA can use the 'opt-out' choice on the credit agencies that is supposed to reduce the offers of credit cards. Often those offers of credit cards get our seiors in trouble. I just looked at the security freeze option and you can do it online. Hence, it seems a POA can do that.
I'm not 100% sure of the answer but I will bump your question up. It seems to me that I have read recommendations on the site to do that for out of control spenders, so I think it is possible.
Reroute all your dad's financial papers to your address - as P.O.A. I cancelled all my mom's stuff - most often the banks etc., asked for the P.O.A. papers, my ID, the letter from the dr. declaring her imcompetant - allow 20 to 30 minutes for each stop -
You can't do it over internet as they must see the papers [original if at all possible], if you are dealing with more than 1 branch OF SAME BANK they too want to see the papers but second branch of same will possibly take a copy & is shorter
I was able to cancel all existing cards, change her mailing address to mine & pay them off with HER funds [but I was joint with her on 1 account] with 1 stop - however the regular bank clerk can't do this so make an appointment with a branch officer - most credit cards are aligned with a bank & accept their validation -
FYI - I had to do this even though I went to high school with the bank officer & she was first cousin to my best friend in high school - even had to show ID as they need to write down DL # etc to show that they are following the right protocols - however we had spoken about mom & Mike kept an eye on mom just a bit more thoroughly which was a relief
At the same bank she uses, I took out a separate acc't in my name only from which I sign cheques, pay bills etc - then I can look her in the eye & say truthfully that the money paying for her care doesn't come out of HER money [only indirectly] & mom is happy about that because GOD FORBID SHE EVER SPENT ANY OF HER OWN MONEY
Jinaama, I had placed a credit freeze on my own accounts with the various credit bureaus.... thus, no one can use my credit to get a new credit card, to purchase a car, or to obtain a mortgage. I have perfect credit, it was just one way to stop thieves if ever a credit card or personal information is hacked.
I learned about his from a consumer show called "Clark Howard" that use to be on CNN/HLN years ago. He has an active consumer website filled with great information.
I was able to freeze my Dad's credit, I just needed to know the security answers to get into the credit bureau accounts. Since I was handling all of my Dad's financials, the security questions were easy. I did this all on-line at each of the credit bureaus. It cost me $10 for each bureaus [some State laws allow this to be done for free]. To me, it was the best $30 spent to make sure my Dad's credit was safe.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I just looked at the security freeze option and you can do it online. Hence, it seems a POA can do that.
It seems to me that I have read recommendations on the site to do that for out of control spenders, so I think it is possible.
You can't do it over internet as they must see the papers [original if at all possible], if you are dealing with more than 1 branch OF SAME BANK they too want to see the papers but second branch of same will possibly take a copy & is shorter
I was able to cancel all existing cards, change her mailing address to mine & pay them off with HER funds [but I was joint with her on 1 account] with 1 stop - however the regular bank clerk can't do this so make an appointment with a branch officer - most credit cards are aligned with a bank & accept their validation -
FYI - I had to do this even though I went to high school with the bank officer & she was first cousin to my best friend in high school - even had to show ID as they need to write down DL # etc to show that they are following the right protocols - however we had spoken about mom & Mike kept an eye on mom just a bit more thoroughly which was a relief
At the same bank she uses, I took out a separate acc't in my name only from which I sign cheques, pay bills etc - then I can look her in the eye & say truthfully that the money paying for her care doesn't come out of HER money [only indirectly] & mom is happy about that because GOD FORBID SHE EVER SPENT ANY OF HER OWN MONEY
I learned about his from a consumer show called "Clark Howard" that use to be on CNN/HLN years ago. He has an active consumer website filled with great information.
I was able to freeze my Dad's credit, I just needed to know the security answers to get into the credit bureau accounts. Since I was handling all of my Dad's financials, the security questions were easy. I did this all on-line at each of the credit bureaus. It cost me $10 for each bureaus [some State laws allow this to be done for free]. To me, it was the best $30 spent to make sure my Dad's credit was safe.