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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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You need an elder attorney who understands Medicaid law for SC.
The laws for Medicaid and recovery are state specific.
Does mom have a POA? Does mom have dementia?
Are you and brother paying the property taxes etc? In some states the taxes can be deferred for seniors until their death.
One option might be (state specific ) that you sell the home, use the proceeds to pay the attorney and mom’s funeral (as an example) if that’s outstanding. This is all time sensitive and may or may not be an option. You don’t want to jeopardize moms Medicaid eligibility. That’s why you see the attorney. Have all the documents, taxes, copy of her application etc with you when you see the attorney. Some might tell you on a short phone call if you should go through the exercise, if they could help you manage the process, what their fee would be etc.
Some recoveries are too difficult due to location, condition of the property, etc. and the property ends up being sold for back taxes. Check things out with a professional so you know what mom’s options are. If she is just now filing for Medicaid even more of a reason to see a qualified elder attorney, well versed in Medicaid law for her state.
I am surprised if the insurance will even COVER This anymore. My brother's last beloved little home was in a historic trailer park in Palm Springs. Very old trailers, and kept up so beautifully. He was informed when he moved that it would be very unlikely to be insurable in his absence. Too many ways for things to go wrong.
If you are willing to see the total loss, then don't insure. I am assuming you are not renting it out. Medicaid may or may not take it. But I think you are right in assuming they may.
Home is on land she owns and the insurance co. did not know it was un occupied. That is kinda what prompted this question. My brother and me are paying her bills as her money has ran out. Does medicaid require or even care if we keep it insured?
Your mother still has property in her name and has been in a nursing home for three years? I'm suprised the nursing home hasn't insisted that the mobile home be placed for sale.
You should keep it insured if that's a condition to keep it on the park property. You can however deduct the cost of the insurance and the fees it costs every month to keep the place where it is. Talk to a real estate lawyer for a free consultation just to make sure this is so in your state.
I would suggest evaluating the need to pay insurance as part of the overall plan to pay for space rent, taxes, and maintenance.
If someone is living in the home, they should pay for the expenses. If this costs more than renting a similar home, or if the home is vacant, then maybe it’s time to consider whether selling the home and spending down the proceeds is a good idea.
Does Mom need anything that the spend down money could go towards?
I can see how a park would require insurance to at least pay for the removal of the remains of the home after a fire or hurricane so they don’t have to pay for it themselves.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The laws for Medicaid and recovery are state specific.
Does mom have a POA? Does mom have dementia?
Are you and brother paying the property taxes etc? In some states the taxes can be deferred for seniors until their death.
One option might be (state specific ) that you sell the home, use the proceeds to pay the attorney and mom’s funeral (as an example) if that’s outstanding. This is all time sensitive and may or may not be an option. You don’t want to jeopardize moms Medicaid eligibility. That’s why you see the attorney. Have all the documents, taxes, copy of her application etc with you when you see the attorney. Some might tell you on a short phone call if you should go through the exercise, if they could help you manage the process, what their fee would be etc.
Some recoveries are too difficult due to location, condition of the property, etc. and the property ends up being sold for back taxes. Check things out with a professional so you know what mom’s options are. If she is just now filing for Medicaid even more of a reason to see a qualified elder attorney, well versed in Medicaid law for her state.
See MHPHOA.org.
Investigate the MRL (mobile home residency law), also on MHPHOA.org.
My brother's last beloved little home was in a historic trailer park in Palm Springs. Very old trailers, and kept up so beautifully. He was informed when he moved that it would be very unlikely to be insurable in his absence. Too many ways for things to go wrong.
If you are willing to see the total loss, then don't insure. I am assuming you are not renting it out.
Medicaid may or may not take it. But I think you are right in assuming they may.
You should keep it insured if that's a condition to keep it on the park property. You can however deduct the cost of the insurance and the fees it costs every month to keep the place where it is. Talk to a real estate lawyer for a free consultation just to make sure this is so in your state.
If someone is living in the home, they should pay for the expenses. If this costs more than renting a similar home, or if the home is vacant, then maybe it’s time to consider whether selling the home and spending down the proceeds is a good idea.
Does Mom need anything that the spend down money could go towards?
I can see how a park would require insurance to at least pay for the removal of the remains of the home after a fire or hurricane so they don’t have to pay for it themselves.